Dental and Vision Benefits for Small Businesses

Dental and vision benefits for small businesses — included at $0 additional cost in the Summit Health Benefits Section 125 Cafeteria Plan. No separate dental or vision carrier required.

Dental and Vision Benefits Included in Section 125

The Summit Health Benefits Cafeteria Plan includes dental and vision coverage for all enrolled W-2 employees and their families at no additional employer cost. Coverage is funded by the same FICA savings mechanism that funds the full benefits package.

Cost-Effective Solution

Traditional standalone dental insurance costs $30–$60 per employee per month. Standalone vision costs $10–$20 per employee per month. Both are included in the Summit Section 125 plan at $0 net employer cost — saving $480–$960 per employee per year.

Dental Coverage Details

Access to 250,000+ dentists nationwide. Coverage includes preventive care, cleanings, x-rays, fillings, and major restorative work with significant cost savings versus out-of-pocket rates.

Vision Coverage Details

Access to 100,000+ eye clinics and optometrists. Coverage includes eye exams, prescription glasses, contact lenses, and corrective lens discounts across major vision networks.

Additional Benefits

Beyond dental and vision, the Section 125 plan includes 24/7 telemedicine, virtual primary care, mental health counseling, 800+ covered prescriptions, specialist messaging, lab discounts, and imaging discounts — all at $0 employer cost.

Explore Benefits Packages

Review the full plan comparison to see exactly what is included in the Cafeteria Plan versus the Premium HealthShare option. Most small businesses find the Cafeteria Plan covers everything their employees use day-to-day.

Frequently Asked Questions

Questions about dental and vision network access, coverage limits, and how these benefits are structured within a Section 125 plan are answered on our FAQ page and in the full plan guide.